We choose the instrument before we negotiate its terms.
Instrument selection, covenant negotiation, lender engagement and downside protection.
Discuss your situation
Photograph by Jan van den Eijnden, Wikimedia Commons, CC BY-SA 3.0 nl
The situation
Structured debt can fund growth without dilution, but its terms stay for years
Debt can finance growth or an acquisition while the owners keep their equity. The wrong covenant, however, can constrain a business long after the money has been spent.
The work
We match the instrument to the plan, then protect the downside
- Instrument selection: the structure that fits the company’s cash flows and plans.
- Lender engagement: the right lenders, approached with the right materials.
- Covenant negotiation: terms the company can live with in a bad year as well as a good one.
- Downside protection for the owners and the investors.

Photograph by NorbertNagel, Wikimedia Commons, CC BY-SA 4.0
The result
Financing that still fits the company when the plan changes
Financing terms are negotiated with the downside in mind, and the board understands them before it signs.
Tell us what the financing has to make possible
Describe the situation in a few lines, and we will propose the scope that fits it.
Discuss your situationconnect@msquare-capital.com